Ok, ok! The question, is, what is the question? Let's reword this sucka! Crossposted where needed =P
If a 'blockhead' warned you not to leave home, would you cancel plans to attend a party? Would you refuse to date someone with a clashing astrological sign? (What, you mean all those people are a bad idea?)
For me, I'll just straight up say "psychics" of any form (not psycho's, physicists, etc.), are pure BS. I have no means or interest to consult one in in any form, or any time/point in my life. Nobody's ever come up to me and said anything, either. Though if it was someone close/dear to me, and they got some sort of vision in a dream, I'd be more inclined to question them on it, than a random stranger collecting $_$ per minute (yeah, that's all they see when you're callin' em anyway)
They are/can be misleadingly "really good", but only as much as they know about you, and your past life, and how willing you are to be manipulated to believe whatever story they suggestively want you to follow. They work on possible paths, and exhaust possibilities based on research ($2-3 per minute isn't for nothing I suppose, they're making a killing on getting people hooked, and I bet the people on the other end are university degree material who took studies on the human/sociological mindset).
It's unfortunate though, as I know someone close in my own family doing the psychic thing.